Category Archives: Personal Finance

Things To Do To Increase Credit Card Limit

By | November 23, 2020

Who would like to have an increase credit card limit? I’ll some of you will raise their hands. Because I myself would want it too. This is because almost everyone I know loves shopping. And a higher credit limit means you can do more shopping. This is particularly true for those higher priced items you… Read More »

How To Keep Up With Your Family Finances

By | November 15, 2020

Staying on top of the family finances does not have to be difficult. With a little planning and budgeting, your finances can be kept up to date with ease. Believe me, having a handle on your family finances goes a long way in creating family harmony. It goes without saying that family is the priority.… Read More »

Why You Need To Consider Debt Consolidation

By | November 13, 2020

Consider debt consolidation if you want to improve your overall financial health. You have several options when it comes to eliminating and rising above the debt that has taken over your life. One of the best options is to consider debt consolidation. In this article, we will discuss the top five reasons you should consider… Read More »

5 Financial Tips For College Students

By | November 9, 2020

Here, I will talk about some financial tips for college students. If you are a college student, you are probably concentrating on your studies and trying to get an education that will benefit you in the future. One thing that you may not be thinking about is how to handle your money. And failing to… Read More »

3 Strategies For Using Credit Wisely

By | November 5, 2020

Using credit wisely can save you hundreds of thousands of money throughout the course of your life. It can assist you with getting and have more and it can go about as a method of making sure about your financial future. If you have poor credit, you are not left out because you can improve… Read More »

How To Get In Control of Your Credit Card Debt

By | October 30, 2020

Getting control of your credit card debt is a really hard task. A lot of financial coordination and budgeting needs to be done. Not to mention the monitoring and tracking of expenses. Decreasing your expenses is easier said than done but it is possible. Few people would deny that using credit cards can make daily… Read More »

Life Is About Mastering Money And Use It Properly

By | October 28, 2020

Life is about mastering money and not the other way around. Too often we get jammed up in our lives to worry about finances. The problem is that finances are in many cases why our lives are so frantic. This spectacle is all too public. I say “we” for the reason that I face the… Read More »

5 Situations It Would Pay To Have Travel Insurance

By | October 16, 2020

No one enjoys to ponder about travel insurance when you are planning a holiday. That is for the trip back when you are thinking about the pile of documents that need dealing with on weekdays when you are working. Sadly, there are hundreds of things which could go mistaken when you are on your travels… Read More »

How To Save Money On Everything

By | October 14, 2020

I wanted to share with my thoughts on how to save money on everything. This topic is so broad that there are so many ideas on saving money. If you are one of those people that are trying to improve their financial situation, this is for you. Saving money is really the best way to… Read More »

4 Tips To Help You Reduce Debt As Soon As Possible

By | October 8, 2020

While it may not be easy to reduce debt instantly, it will be worth the effort in the long run. If you want to reduce the debt that you are managing in your life, there are different ways that you can help you reduce debt as soon as possible. Here are four ways that you… Read More »

What is Financial Literacy and its Importance

By | October 2, 2020

Financial literacy. Yeah, big word as may it sounds, intimidating as it is, some may think that those terms are only meant for people who are working in a business world, or who are working in banks or somehow related to money and finances.  But did you know that even at a younger age you… Read More »

Understanding How Not To Get Too Deep In Debt

By | September 28, 2020

Getting too deep in debt before you are even out of your young age is a very bad thing. And in this blog post, I am going to talk with you about very grave matters concerning the customs that debt can unconditionally ruin your life. And damage your chance of ever having a comfortable future… Read More »

How Does Tracking Your Expenses And Income Can Help You

By | September 25, 2020

Tracking your expenses and income will help you when it comes to paying bills. It will also help you in saving money, and having the ability to do extra things. If you don’t know where your money is going, you may not be able to do what you need with your money. When you are… Read More »

Top 26 Life Insurance Companies In The Philippines

By | September 18, 2020

What are the top life insurance companies in the Philippines? Selecting the best one is really up to the person because it will depend on his budget and needs. It is also best to consider the customer assistance of an insurance company. But that will be discussed in the next article of this series. For… Read More »

4 Types of Insurance You Need to Know Right Now

By | September 8, 2020

It’s time to learn about the types of insurance available in the market and you need to know about it right now. Life is full of uncertainties especially now that the pandemic caused by the corona virus is not yet over. You might get infected, you might get hospitalized, you might even leave behind your… Read More »

When Do You Need A Life Insurance

By | August 31, 2020

Have you been wondering when is the right time to buy a life insurance? This is a concern to some of my friends because they are having doubts if it is the right time for them. In this post, I will try to explain to you (and to my friends) the best age of a… Read More »

How To Make A Proper Budget – The Ultimate Guide

By | August 29, 2020

I remember when I was in high school, our mother used to give us our weekly allowance and this is where I learned about budget. From then, you have to make this money survive up until Friday. Or else you will have to stare at your classmates eating on recess while you have nothing left… Read More »

Why Do You Need Life Insurance

By | August 25, 2020

Many people are hesitating to get a life insurance for a number of reasons. Especially in this time of crisis that a virus is widely spreading but hesitant to buy life insurance because of budget concerns. This is perfectly acceptable reason. But admit it or not, nobody knows what is going to happen in the… Read More »

10 Important Things Why You Need an Emergency Fund

By | August 23, 2020

From my previous post, I have already discussed what an emergency fund is. How to start saving money and some tips that will help you reach your goal in reaching your financial freedom. Today, we will try to list down 10 important things why you need an emergency fund. Your reasons may be in one… Read More »

What Is The Meaning Of Pay Yourself First

By | August 19, 2020

Pay yourself first is a financial attitude and expression that is well known in personal finance and retirement planning that means taking away a portion of amount from your salary. It can also be from the profit of your business or any income that you receive. Because you are taking away an amount and directing… Read More »

Budgeting Basics To Help You Manage Your Money

By | August 1, 2020

Have you been talking about a family budget or budgeting, but aren’t sure where to start? Sometimes it’s good to start with the basics, such as the basic outline for a budget and the categories you want to include. Here are some tips to help you formulate a simple family budget: Income The first place… Read More »