Category Archives: Personal Finance

Do You Have Financial Phobia?

By | January 26, 2021

There is another kind of money trouble that doesn’t receive quite as much publicity. It is called Financial Phobia. And is a real clinical condition that causes untold problems for its victims. With an ever-increasing level of personal debt being reported. Along with record numbers of bankruptcies and insolvencies, it’s no surprise to anyone that… Read More »

7 Tips on Preventing Identity Theft

By | January 24, 2021

Identity theft is when a perpetrator assumes someone’s identity for personal or financial gain. Like stealing a credit card to make financial transactions in the victim’s name – is the fastest growing crime. In the course of the day, you do many activities that put your personal information at risk. From writing a check at… Read More »

12 Tips On How Not To Get A Loan

By | January 22, 2021

Here are a few tips on how not to get a loan and underneath each one, the smart things to do instead. Wait, you may find this advice as silly and ridiculous. You may say that you can just say no to any kind of loans. Yes, I agree. That is why I said smart… Read More »

8 Simple Misconceptions of Credit Explained

By | January 18, 2021

There are a lot of erroneous information over Credit related matter out there. So the problem is how do is sift through the right informative material, that is the question. Well, we hope the following can add some clarity to many misconceptions over credit: 8 Simple Misconceptions of Credit Explained 1. Payment of my debts… Read More »

11 Tips On How Not To Get A Mortgage

By | January 14, 2021

Here are a few tips on how not to get a mortgage. And underneath each one, the smart thing to do instead. 11 Tips On How Not To Get A Mortgage 1. Don’t haggle. A mortgage or a house is just another consumer product. A few clever words can get a sweeter deal. So haggle!… Read More »

Guide To Better Budgeting

By | January 10, 2021

A guide to better budgeting is basically a money plan, outlining your financial goals. Having a budget, you can well establish and regulate funds, set and achieve your financial objectives. And make advance decisions as to how you want your finances to function well for you. The main idea in better budgeting is for you… Read More »

3 Things You Must Have to Make Lots of Money Fast

By | January 6, 2021

All of us wants to make lots of money fast. Admit it! Where ever you are presently in your life you can begin to make large amounts of money very fast if you understand few simple principles. Despite what anyone may tell you these principles of generating money fast do work. These principles are not… Read More »

The Basics Of Personal Budget

By | January 2, 2021

Creating a personal budget will help you to stay on track. And make sure you have enough money each month to pay your bills. And have money for anything extra that may come up. Here are the basics of household budget to help you get started. Use the computer to create a spreadsheet that will… Read More »

To The Youth, Save Early And Often

By | December 31, 2020

This article is for the youth who I wanted to give an advice to save early and often. I am now on my mid life stage and I really hope that I learned this lesson during my youth. A study by the American Association of Retired Persons (AARP) cited that one of the highest concerns… Read More »

7 Tips For Using Rewards Credit Cards

By | December 23, 2020

Rewards credit cards are designed to “reward” consumers for their loyalty by giving something back to the cardholder. Various rewards programs exist including points, cash back, frequent flyer miles or merchandise. Rewards credit cards are constantly improving because it is how the credit card companies compete with one another to gain new customers and to… Read More »