Many people are hesitating to get a life insurance for a number of reasons. Especially in this time of crisis that a virus is widely spreading but hesitant to buy life insurance because of budget concerns. This is perfectly acceptable reason. But admit it or not, nobody knows what is going to happen in the… Read More »
From my previous post, I have already discussed what an emergency fund is. How to start saving money and some tips that will help you reach your goal in reaching your financial freedom. Today, we will try to list down 10 important things why you need an emergency fund. Your reasons may be in one… Read More »
Pay yourself first is a financial attitude and expression that is well known in personal finance and retirement planning that means taking away a portion of amount from your salary. It can also be from the profit of your business or any income that you receive. Because you are taking away an amount and directing… Read More »
In this time of pandemic, most people realized that having an emergency fund is one important aspect of having a healthy financial status. Some are thinking of having one but don’t know where to start. It is not as hard as it seems but first.. What is an Emergency Fund? From the word itself emergency,… Read More »
Things have gotten pretty ruthless and bad when it comes to personal money management and credit card debt in these days. When a credit card company, or a mortgage company is encouraging you to go into debt even more by paying off a debt just to get into another, you should know you are in… Read More »
Have you been talking about a family budget or budgeting, but aren’t sure where to start? Sometimes it’s good to start with the basics, such as the basic outline for a budget and the categories you want to include. Here are some tips to help you formulate a simple family budget: Income The first place… Read More »