Being thrifty is the thing right now because of millions who are in need during this pandemic. As a dedication to all savers like me, I made a list of saving money quotes.

Great quotes stimulates your mind to achieve greater things. It motivates us. It encourages us. And most importantly, it inspires us to stick to our goals.  

You can use this on your Facebook posts. You can make an photo quote for your Instagram account. Or you may just tweet it. So it would remind you whenever you feel happy or lost.

Either way, these quotations were made by wise and experienced people who knows what they are saying. Who knows, your saving money quote may be included here in the future.

165 Best And Greatest Saving Money Quotes

1. Look everywhere you can to cut a little bit from your expenses. It will all add up to a meaningful sum. – Suze Orman

2. Be saving, but not at the cost of all liberality. Have the soul of a king and the hand of a wise economist. – Joseph Joubert

3. A budget is telling your money where to go instead of wondering where it went. – John C. Maxwell

4. You must learn to save first and spend afterwards. – John Poole

5. Balancing your money is the key to having enough. – Elizabeth Warren

6. Saving must become a priority, not just a thought. Pay yourself first. – Dave Ramsey

7. The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates the sense of order, trains to forethought, and so broadens the mind. – T.T. Munger

8. Many people take no care of their money till they come nearly to the end of it, and others do just the same with their time. – Johann Wolfgang von Goethe

9. It’s good to have money and the things that money can buy, but it’s good, too, to check up once in a while and make sure that you haven’t lost the things that money can’t buy. – George Lorimer

10. By definition, saving for anything requires us to not get things now so that we can get bigger ones later. – Jean Chatzky

11. The art is not in making money, but in keeping it. – Anonymous

12. He who will not economize will have to agonize. – Confucius

13. The easiest way to save money is to waste less energy. – Barack Obama

14. A simple fact that is hard to learn is that the time to save money is when you have some. – Joe Moore

15. Saving is a very fine thing. Especially when your parents have done it for you. – Winston Churchill

16. Money looks better in the bank than on your feet. – Sophia Amoruso

17. It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for. – Robert Kiyosaki

18. Wealth consists not in having great possessions, but in having few wants. – Epictetus

19. If we command our wealth, we shall be rich and free. If our wealth commands us, we are poor indeed. – Edmund Burke

20. When a man has learned to live without money, he thought, a few rubles can go a long way. – Dan Millman

21. Spend not where you may save; spare not where you must spend. – John Ray

22. Save a little money each month and at the end of the year you’ll be surprised at how little you have. – Ernest Haskins

23. Money has never made man happy, nor will it, there is nothing in its nature to produce happiness. The more of it one has the more one wants. – Benjamin Franklin

24. A man is usually more careful of his money than he is of his principles. – Ralph Waldo Emerson

25. If you can count your money, you don’t have a billion dollars. – J. Paul Getty

26. There is a gigantic difference between earning a great deal of money and being rich. – Marlene Dietrich

27. If you wish to get rich, save what you get. A fool can earn money; but it takes a wise man to save and dispose of it to his own advantage. – Brigham Young

28. Saving requires us to not get things now so that we can get bigger ones later. – Jean Chatzky

29. Never spend your money before you have earned it. – Thomas Jefferson

30. All days are not same. Save for a rainy day. When you don’t work, savings will work for you. – M.K. Soni

31. A penny saved is a penny earned. – Benjamin Franklin

32. Money is a guarantee that we may have what we want in the future. Though we need nothing at the moment it insures the possibility of satisfying a new desire when it arises. – Aristotle

33. If you cannot save money, the seeds of greatness are not in you. – W. Clement Stone

34. A man who both spends and saves money is the happiest man, because he has both enjoyments. – Samuel Johnson

35. You must gain control over your money or the lack of it will forever control you. – Lydia Sweatt

36. Saving comes too late when you get to the bottom. – Seneca

37. Money is multiplied in practical value depending on the number of W’s you control in your life: what you do, when you do it, where you do it, and with whom you do it. – Timothy Ferriss

38. Stop buying things you don’t need to impress people you don’t even like. – Suze Orman

39. A man is rich in proportion to the things he can afford to let alone. – Henry David Thoreau

40. Beware of little expenses. A small leak will sink a great ship. – Benjamin Franklin

41. People suddenly know how to use money when there are none left. – Bangambiki Habyarimana

42. Save one-third, live on one-third, and give away one-third. – Angelina Jolie

43. Save money on the big, boring stuff so that you have something left over for life’s little pleasures. – Elisabeth Leam

44. Do not save what is left after spending, but spend what is left after saving. Warren Buffet

45. If you would be wealthy, think of saving as well as getting. – Benjamin Franklin

46. A wise person should have money in their head, but not in their heart. – Jonathan Swift

47. Money is usually attracted, not pursued. – Jim Rohn

48. Many folks think they aren’t good at earning money, when what they don’t know is how to use it. – Frank A. Clark

49. The best thing money can buy is financial freedom. – Rob Berger

50. Too many people spend money they earned..to buy things they don’t want..to impress people that they don’t like. – Will Rogers

51. A wise person should have money in their head, but not in their heart. – Jonathan Swift

52. Wealth consists not in having great possessions, but in having few wants. – Epictetus

53. Money often costs too much. – Ralph Waldo Emerson

54. Everyday is a bank account, and time is our currency. No one is rich, no one is poor, we’ve got 24 hours each. – Christopher Rice

55. It’s how you deal with failure that determines how you achieve success. – David Feherty

56. Frugality includes all the other virtues. – Cicero

57. I love money. I love everything about it. I bought some pretty good stuff. Got me a $300 pair of socks. Got a fur sink. An electric dog polisher. A gasoline powered turtleneck sweater. And, of course, I bought some dumb stuff, too. – Steve Martin

58. An investment in knowledge pays the best interest. – Benjamin Franklin

59. I will tell you the secret to getting rich on Wall Street. You try to be greedy when others are fearful. And you try to be fearful when others are greedy. – Warren Buffett

60. Annual income twenty pounds, annual expenditure nineteen six, result happiness. Annual income twenty pounds, annual expenditure twenty pound ought and six, result misery. – Charles Dickens

61. Opportunity is missed by most people because it is dressed in overalls and looks like work. – Thomas Edison

62. What we really want to do is what we are really meant to do. When we do what we are meant to do, money comes to us, doors open for us, we feel useful, and the work we do feels like play to us. – Julia Cameron

63. I never attempt to make money on the stock market. I buy on the assumption that they could close the market the next day and not reopen it for ten years. – Warren Buffett

64. A nickel ain’t worth a dime anymore. – Yogi Berra

65. Money never made a man happy yet, nor will it. The more a man has, the more he wants. Instead of filling a vacuum, it makes one. – Benjamin Franklin

66. Many people take no care of their money till they come nearly to the end of it, and others do just the same with their time. – Johann Wolfgang von Goethe

67. Formal education will make you a living; self-education will make you a fortune. – Jim Rohn

68. Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver. – Ayn Rand

69. Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make, so you can give money back and have money to invest. You can’t win until you do this. – Dave Ramsey

70. It is not the man who has too little, but the man who craves more, that is poor. – Seneca

71. It’s not the employer who pays the wages. Employers only handle the money. It’s the customer who pays the wages. – Henry Ford

72. He who loses money, loses much; He who loses a friend, loses much more; He who loses faith, loses all. – Eleanor Roosevelt

73. Happiness is not in the mere possession of money; it lies in the joy of achievement, in the thrill of creative effort. – Franklin D. Roosevelt

74. Empty pockets never held anyone back. Only empty heads and empty hearts can do that. – Norman Vincent Peale

75. It’s good to have money and the things that money can buy, but it’s good, too, to check up once in a while and make sure that you haven’t lost the things that money can’t buy. – George Lorimer

76. You can only become truly accomplished at something you love. Don’t make money your goal. Instead, pursue the things you love doing, and then do them so well that people can’t take their eyes off you. – Maya Angelou

77. Buy when everyone else is selling and hold until everyone else is buying. That’s not just a catchy slogan. It’s the very essence of successful investing. – J. Paul Getty

78. If money is your hope for independence you will never have it. The only real security that a man will have in this world is a reserve of knowledge, experience, and ability. – Henry Ford

79. If all the economists were laid end to end, they’d never reach a conclusion. – George Bernard Shaw

80. How many millionaires do you know who have become wealthy by investing in savings accounts? I rest my case. – Robert G. Allen

81. I made my money the old-fashioned way. I was very nice to a wealthy relative right before he died. – Malcolm Forbes

82. Innovation distinguishes between a leader and a follower. – Steve Jobs

83. The real measure of your wealth is how much you’d be worth if you lost all your money. – Anonymous

84. Money is a terrible master but an excellent servant. – P.T. Barnum

85. Try to save something while your salary is small; it’s impossible to save after you begin to earn more. – Jack Benny

86. Wealth is the ability to fully experience life. – Henry David Thoreau

87. The individual investor should act consistently as an investor and not as a speculator. – Ben Graham

88. I’m a great believer in luck, and I find the harder I work the more I have of it. – Thomas Jefferson

89. You must gain control over your money or the lack of it will forever control you. – Dave Ramsey

90. Investing should be more like watching paint dry or watching grass grow. If you want excitement, take $800 and go to Las Vegas. – Paul Samuelson

91. Every time you borrow money, you’re robbing your future self. – Nathan W. Morris

92. Rich people have small TVs and big libraries, and poor people have small libraries and big TVs. – Zig Ziglar

93. Never spend your money before you have it. – Thomas Jefferson

94. The stock market is filled with individuals who know the price of everything, but the value of nothing. – Phillip Fisher

95. Wealth is not his that has it, but his that enjoys it. – Benjamin Franklin

96. I have not failed. I’ve just found 10,000 ways that won’t work. – Thomas A. Edison

97. If you don’t value your time, neither will others. Stop giving away your time and talents. Value what you know & start charging for it. – Kim Garst

98. Here’s to the crazy ones. The misfits. The rebels. The troublemakers. The round pegs in the square holes. The ones who see things differently. They’re not fond of rules. And they have no respect for the status quo. You can quote them, disagree with them, glorify or vilify them. About the only thing you can’t do is ignore them. Because they change things. They push the human race forward. And while some may see them as the crazy ones, we see genius. Because the people who are crazy enough to think they can change the world, are the ones who do. – Steve Jobs

99. The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates the sense of order, trains to forethought, and so broadens the mind. – T.T. Munger

100. Don’t tell me what you value, show me your budget, and I’ll tell you what you value.” – Joe Biden

101. If you live for having it all, what you have is never enough. – Vicki Robin

102. Before you speak, listen. Before you write, think. Before you spend, earn. Before you invest, investigate. Before you criticize, wait. Before you pray, forgive. Before you quit, try. Before you retire, save. Before you die, give. – William A. Ward

103. We make a living by what we get, but we make a life by what we give. – Winston Churchill

104. Wealth after all is a relative thing since he that has little and wants less is richer than he that has much and wants more. – Charles Caleb Colton

105. Not everything that can be counted counts, and not everything that counts can be counted. – Albert Einstein

106. It is time for us to stand and cheer for the doer, the achiever, the one who recognizes the challenge and does something about it. – Vince Lombardi

107. It’s not the situation, but whether we react (negative) or respond (positive) to the situation that’s important. – Zig Ziglar

108. A successful man is one who can lay a firm foundation with the bricks others have thrown at him. – David Brinkley

109. Let him who would enjoy a good future waste none of his present. – Roger Babson

110. Courage is being scared to death, but saddling up anyway. – John Wayne

111. Live as if you were to die tomorrow. Learn as if you were to live forever. – Mahatma Gandhi

112. Twenty years from now you will be more disappointed by the things that you didn’t do than by the ones you did do. – Mark Twain

113. It is our choices, that show what we truly are, far more than our abilities. – J. K Rowling

114. The successful warrior is the average man, with laser-like focus. – Bruce Lee

115. Develop success from failures. Discouragement and failure are two of the surest stepping stones to success. – Dale Carnegie

116. The question isn’t who is going to let me; it’s who is going to stop me. – Ayn Rand

117. Don’t let the fear of losing be greater than the excitement of winning. – Robert Kiyosaki

118. You can’t connect the dots looking forward; you can only connect them looking backwards. So you have to trust that the dots will somehow connect in your future. You have to trust in something – your gut, destiny, life, karma, whatever. This approach has never let me down, and it has made all the difference in my life. – Steve Jobs

119. Let no feeling of discouragement prey upon you, and in the end you are sure to succeed. – Abraham Lincoln

120. Screw it, Let’s do it! – Richard Branson

121. If your ship doesn’t come in, swim out to meet it! – Jonathan Winters

122. People often say that motivation doesn’t last. Well, neither does bathing – that’s why we recommend it daily. – Zig Ziglar

123. A real entrepreneur is somebody who has no safety net underneath them. – Henry Kravis

124. As long as you’re going to be thinking anyway, think big. – Donald Trump

125. The only place where success comes before work is in the dictionary. – Vidal Sassoon

126. Success is walking from failure to failure with no loss of enthusiasm. – Winston Churchill

127. Without continual growth and progress, such words as improvement, achievement, and success have no meaning. – Benjamin Franklin

128. If plan A fails, remember there are 25 more letters. – Chris Guillebeau

129. Do not go where the path may lead, go instead where there is no path and leave a trail. – Ralph Waldo Emerson

130. A journey of a thousand miles must begin with a single step. – Lao Tzu

131. Do the one thing you think you cannot do. Fail at it. Try again. Do better the second time. The only people who never tumble are those who never mount the high wire. This is your moment. Own it. – Oprah Winfrey

132. Believe you can and you’re halfway there. – Theodore Roosevelt

133. The Stock Market is designed to transfer money from the Active to the Patient. – Warren Buffett

134. I’m only rich because I know when I’m wrong…I basically have survived by recognizing my mistakes. – George Soros

135. Persist – don’t take no for an answer. If you’re happy to sit at your desk and not take any risk, you’ll be sitting at your desk for the next 20 years. – David Rubenstein

136. If you took our top fifteen decisions out, we’d have a pretty average record. It wasn’t hyperactivity, but a hell of a lot of patience. You stuck to your principles and when opportunities came along, you pounced on them with vigor. – Charlie Munger

137. When buying shares, ask yourself, would you buy the whole company? – Rene Rivkin

138. If you have trouble imagining a 20% loss in the stock market, you shouldn’t be in stocks. – John Bogle

139. My old father used to have a saying:  If you make a bad bargain, hug it all the tighter. – Abraham Lincoln

140. It takes as much energy to wish as it does to plan. – Eleanor Roosevelt

141. The four most expensive words in the English language are, ‘This time it’s different.’ – Sir John Templeton

142. I’d like to live as a poor man with lots of money. – Pablo Picasso

143. Fortune sides with him who dares. – Virgil

144. Wealth is like sea-water; the more we drink, the thirstier we become; and the same is true of fame. – Arthur Schopenhauer

145. If we command our wealth, we shall be rich and free. If our wealth commands us, we are poor indeed. – Edmund Burke

146. No wealth can ever make a bad man at peace with himself. – Plato

147. My formula for success is rise early, work late and strike oil. – JP Getty

148. Money is like love; it kills slowly and painfully the one who withholds it, and enlivens the other who turns it on his fellow human. – Kahlil Gibran

149. For I don’t care too much for money, for money can’t buy me love. – The Beatles

150. It’s good to have money and the things that money can buy, but it’s good, too, to check up once in a while and make sure that you haven’t lost the things that money can’t buy. – George Lorimer

151. Love conquers all things except poverty and toothache. – Mae West

152. Money and women are the most sought after and the least known about of any two things we have. – Will Rogers

153. Money is not the most important thing in the world. Love is. Fortunately, I love money. – Jackie Mason

154. While money doesn’t buy love, it puts you in a great bargaining position. – Christopher Marlowe

155. On what he’s spent the most money on: In the ’70s it was skateboards, in the ’80s it was drugs, in the ’90s it was art, and now it’s my family. – Anthony Kiedis Maxim

156. Take a better stand. Put money in my mom’s hand. Get my daughter this college plan, so she don’t need no man. – Biggie

157. If you’re saving, you’re succeeding. – Steve Burkholder

158. If you wish to get rich, save what you get. A fool can earn money, but it takes a wise man to save and dispose of it to his own advantage. – Brigham Young

159. The way to stop financial joyriding is to arrest the chauffeur, not the automobile. – Woodrow Wilson

160. The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates the sense of order, trains to forethought, and so broadens the mind. – T.T. Munger

161. Waste your money and you’re only out of money, but waste your time and you’ve lost a part of your life. – Michael Leboeuf

162. If you would be wealthy, think of saving as well as getting. – Benjamin Franklin

163. Try to save something while your salary is small; it’s impossible to save after you begin to earn more. – Jack Benny

164. Ten years from now, you will wish you should have planted mangoes now instead of mung-beans. – Anonymous

165. Know what you own, and know why you own it. –  Peter Lynch

Wrap up

Personal experiences is great way to learn. As a starting point, you may refer to the above saving money quotes to boost you.

But in the end, it is just you and yourself should be responsible for anything you do. These quotes about savings and investment are just here to guide us along the way.

So there you have it. That is our saving money quotes collection. I hope you liked it.

And if you like this post, we would appreciate you to take the time to leave a comment and subscribe.

Here is another resource for you to read: Wise money quotes